Buying

Buying

Found 35 blog entries about Buying.

The Merriam Webster Dictionary defines downsizing as "undergoing a reduction in size." Downsizing is sometimes used as a negative--a company may let go employees when forced to downsize due to a bad bottom line--but sometimes used as a positive--like when we clear out the clutter in our life. There are also positives and negatives when it comes to downsizing our home.

Buying a smaller home can be as liberating as it is hard work. However, if it is what is best for you and your family, it is worth it. If you are contemplating downsizing to a smaller home, make sure you think through the following carefully.

Positives to Downsizing:

  • Home maintenance ease (both indoors and outdoors).
  • Fewer Home Expenses
  • Investment Diversification &
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"Walk Score" is a real estate term that gets thrown around a lot, but is rarely ever  defined. So what is this all-important walk score? A walk score is a score an address is given between 0 and 100 regarding how friendly the area is based on walkability. Variables that go into calculating this score are:

  • Area safety & Crime Rates
  • Nearby Transit & Bike Routes
  • Proximity to essential services such as Grocery stores, pharmacies, schools and businesses
  • Composition of  land (Hills, Forests, Plains, etc.)

A walk score is a fast way for potential buyers to see how, essentially, accessible their new home is based on location.

Having a high walk score is often exalted as a wonderful thing, but having a low walk score is not necessarily

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We have all heard the phrase "this house has good bones." Those of us who watch HGTV know that a house having "good bones" is often used as a way to convince buyers that the property could be something wonderful, even though it is in need of a major makeover. A couple will walk into a derelict home, the wall paper stripped, ceiling beams exposed, stepping around holes in the floor, and their HGTV expert will say, "I know, I know. But it has good bones!"

The reality is that most houses that look like a mess are a mess. Not every decrepit home has "good bones"; in fact, not every nice home has good bones! Rarely will you be able to tell what kind of bones a home has without the eye of a home inspector. These professionals see through the grime and

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Congratulations on finding your new home sweet home! Sometimes finding the right house can be a long, complex process. You can breathe easy now: the paperwork is signed, the mortgage approved, and the keys are in your hand. This marks the beginning of a new chapter in your life and we couldn't be more excited for you. 

Settling into your new home is similar to settling into a new season. With spring upon us here in Calgary, everyone is looking for a fresh start. We are adjusting to the new sunlight hours, clearing out the garage for a deep clean, taking down winter décor and pulling out the pastels and florals, and just generally preparing for something new. Lucky for you, a fresh start is inevitable. 

While having a new home is exciting, it can

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Congratulations, you have decided to purchase a home! Whether you are planning on purchasing the property for personal use or as a rental/investment property, there is a lot to consider. You may feel overwhelmed as you begin to consider all that goes into purchasing a home: finding a real estate agent, getting a mortgage pre-approved, dealing with your existing property (or properties), etc. However, done of these are as important as figuring out the following:

What your wants are in a new property, versus what your needs are in a new property. 

Deciding what your wants are versus what your needs are is crucial in making sure that you find the best property for you. While you may be inclined to wishfully think you will find the perfect property

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If HGTV is any indication, people love the idea of renovating a home. Shows like Fixer Upper and Property Brothers are wildly popular, audiences tuning in every week to see neglected homes turn into dream homes. There's something about an underdog that people love to root for--homes included. 

These shows are inspiring. They make fixing up a home seem easy! You drive past an old house and say, "some exposed brick would do that property wonders," or, "it's got great bones - imagine what a fresh coat of paint could do!" Don't let the edited smiles of Chip and Joanna Gaines fool you; renovating a home is hard work. It can be incredibly rewarding and profitable, but you should know these things before making an offer on that shack down the street:

1).

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Tis the season for... buying a new home?

Here is a hot insiders tip about the real estate market: buying a home right before the end of the year has major benefits. Here are three:

1). Tax Savings: Realtor.com puts it this way, “if you close by December 31, you can deduct mortgage interest, property taxes, points on your loan and interest costs. These deductions are significant, especially in the early years of your loan when you’re paying off a lot of interest.” What’s not to love?

2). Motivated Builders & Sellers: Sellers and builders will want to close a deal before the end of the end of the year. For sellers, this is so that they too can take advantage of tax breaks on their home. For builders, they will want to close on as many properties as

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Congratulations! You have made the best decision you will make in this lifetime: deciding to move to Calgary, Alberta, Canada. We may be a little biased as lifelong residents, but data is not biased, and data consistently ranks Calgary as one of the most livable cities in the World. In 2017 it tied with Adelaide, Australia as the 5th most livable city in the world! We are so proud of our home-sweet-home. 

Calgary has so much to offer that we could never fit it all into one list--but we tried. You can view it here. Here is a short summary:

Calgary, Alberta, Canada is perfectly nestled into the foothills, with prairies to the east and the Rocky Mountains to the west... Calgary is made up of 15 municipalities and has a metro population of 1.2

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The end of 2017 may be swiftly arriving (yikes!), but you still have plenty of time to list your home with Team Ken Richter. Our website has a lot of extremely helpful resources for potential buyers, because we know that a successful buyer is an educated buyer.

There is a lot of information to carefully learn and consider before you decide to search for a new home. Not sure where to start? Here is our recommendation: 

1). Visit our Buyer's Guide and fill out the form on the page. Let us know what you are looking for and any questions you may have. One of our agents will be in touch to give you all the information you need. No pressure, no hassle, just help. 

1). The Buyer's Guide is also full of helpful links to things such as our home finder,

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Building a home is a rather dreamy process. You get to pick where exactly to build your home and what it will look like. You finally have an excuse to be on Pinterest all the time, searching for décor and design ideas. You will be the first-ever owner in a home truly customized to your every desire. Sounds wonderful, right?

For those who can afford to build a new home from scratch, the process can be very rewarding. However, it often involves unexpected expenses, long wait times, stressful decisions and inevitable compromise. Lucky for you, there is another option for people wanting a brand new home: spec homes. 

Spec homes are built and designed by a contractor, not due to a contract with a buyer to build a home, but in hopes of finding a buyer to

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