When preparing to buy a home, most people can not make the purchase outright in cash. It is totally normally and acceptable to see a mortgage. As you go through the process of getting pre-approved for a mortgage so that you know what your home budget is, the bank is going to do something very important: a credit check. If you're thinking about buying a home but know your credit score won't be good enough, here are some ways you can improve it:
Monitor your monthly payments closely! Make sure you are always paying your bills on time, that you are meeting your minimum payments and that you don't skip paying a bill even if it's in dispute. There are helpful apps out there, such as Mint, that can help you keep track of payment deadlines, goals,
An investment property can be a property you use yourself (such as a vacation home), a property you lease to others (such as renters or a business), or a property that you fix up and flip for an immediate return. Whatever you plan on using your investment property for, consider the following:
Purchasing an investment property is a major decision, so don't rush it! Take the time to think critically about if an investment property is right for you, what kind of investment property is right for you, and, when you find a property, if it is the best investment property for you. There is absolutely no need to rush! Take your time so that you can be 100% (or at least 99%) confident in your end decision.
Inner city Calgary has been rebuilding and rebranding to make Calgary a safer, cleaner environment for people. Neglected neighbourhoods are getting a major facelift to make older homes safe and to give existing communities a fresh start.
One of the most tangible ways you can see this desire to rebuild is in the new infills popping up everywhere. An infill is a property that has been built in place of an older property in an existing community, or simply a new home on new land in a community. Infills are a great way to add modern homes to older communities.
There are many advantages to buying an infill: the home is brand new, there are existing services (such as bus routes, shopping centres, etc.) nearby and you are inner-city, rather than
Your home will likely be the greatest financial investment you'll ever make. Give yourself every opportunity to come out on top by partnering with Ken Richter. Ken Richter has been one of the finest Calgary real estate agents for 30+ years, and when it comes to buying your home and investing in Calgary real estate, you want to know you're working with the best.
Team Ken Richter will be in regular contact with sellers and other real estate agents to ensure you see all the newest listings right away. Ken Richter will save you valuable time by making sure you only see properties that meet your needs. Your home-buying journey will be completely personalized.
As you compare the best deals, Ken will provide you with important information about the home,
It is officially fall in Calgary, Alberta! The leaves have all turned yellow, red and gold, a chill is in the air, pumpkins are being sold in stores and, most noticeably, the city experienced it's first snowfall! Someone once wrote, "autumn kissed summer goodbye with the tenderest of touch." Our transition from summer to fall may not have been that tender, but thankfully things won't get too snowed in for awhile yet.
The fall is a really exciting time in real estate! Something a lot of people don't know is that even though people are getting more settled in for the winter, this is an incredibly active time in the market. If you're still looking for Calgary homes for sale now is an excellent time to get plugged into the market. This is because as
Making the decision to find a retirement home can be difficult financially and emotionally. The reason? For most this means moving away from a home they have had for many years.
One local Calgarian described how difficult it was to make the decision to sell the home she had lived in with her late husband for over thirty years. They had made so many memories in that house, and poured their whole hearts into it. She noted that while leaving was hard, the transition gave her freedom to move into the next stage of life, onto the next adventure. Now she lives in a condo near her grandkids that has given her the financial and physical freedom to travel and spend more quality time with her family. She said the decision to find a retirement home was
Beginner homes hold a lot of memories. They were your first major property purchase, where you paid your first mortgage, where you learned exactly what it means to be a homeowner, where you first put nails in the wall and flowers in the garden, where you began to create the life you have now. Some people buy their first home and stay there for their entire life; others buy their first home and then eventually move onto something else. It can be hard to know when it's time for that next big step: to upgrade, or downsize, depending on your situation.
Have you outgrown your starter home? Your biggest indicator of this has to do with space.
When families have more children, or an elderly parent moves in with them, they often need extra space
Infills are becoming increasingly popular for homeowners across the world. An infill is a home that is built on an existing property lot, often following the destruction of an older structure. Infills are new homes in old neighbourhoods. As the subarbs sprawl further and further away from city centres, infills are becoming an increasingly attractive option for homeowners looking to remain central.
Here at Team Ken Richter we serve homeowners all across the city, but specialize in the communities of Bowness and Montgomery. These two communities are rich in history and thus filled with old structures. Therefore, infills have become very popular for people wanting to own property in the area but who are seeking more modern structures. If you’re thinking
Nothing says summer quite like sitting by the lake with a cold drink in one hand and a good book in the other. The air that sweeps over the water is cool and refreshing, the sound of the shore summer's best symphony. Dig your toes into the sand and wade through the water. If summer was something tangible, this would be it.
Does this all sound like a beautiful dream from a faraway place? A little too exotic for dry Alberta? For a long time it was nothing more than a pipedream. The only solution was to buy a vacation home someplace like Arizona or Radium. However, innovators quickly found a sweet solution: lakefront living.
One of the most popular trends in real estate is crafting communities around man-made lakes to provide family's the…
Finding a new home can be difficult. The process can be emotional. After all, this is a major life decision. This why it is so important that you partner with a licensed, experienced real estate agent like us. Ken has been working in this industry for over 30 years and understands everything that needs to go into making this major decision. He will always be looking out for your best interests and will make sure you are informed and protected throughout the entire process. Call him today at 403.630.6363 to discuss your real estate needs!
Deciding on a home is major. After walking through different properties, doing research on the areas and starting to imagine what all your furniture would look like different homes, making a final decision can be
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