DIY Emergency Binder

Calgary is a great city for many reasons, one of the main ones being location. Nestled right between the prairies and the mountains, Calgary is ideal if you like beautiful views and all four seasons. Another great aspect of Calgary’s location is that it is safe from most natural disasters.

Calgary is too close to the mountains to get tornadoes and too far from the sea to get hurricanes. Calgary is not affected by earthquakes and is not in a hot bed for forest fires. Albeit a little too much snow some winters, Calgary really is quite safe from natural disasters. However, as we learned back in 2013, it is not completely safe.

In 2013 Calgary was flooded after heavy rainfall all June. As soon as the Bow and Elbow rivers broke, most of the downtown core and the surrounding communities were flooded. Two neighbourhoods that we work closely with, Bowness and Montgomery, were significantly affected by the 2013 flood. The flood caught Calgarians off guard, many having just hours to flee their homes.

Cases like these may be rare, but you still need to be prepared. Whether it is a flood or a house fire, disasters are unavoidable and can cause irreparable damage. One way you can protect yourself and your assets is by having an emergency kit. Include imperishable food items, clean clothes, personal hygiene products, water bottles, etc.. Something else you should have is an emergency binder.

An emergency binder is a hub for all of your important documents. It is as simple as getting some transparent paper protectors and a binder from the dollar store. Here are some documents to have copies of in this binder:

  • Important personal records, such as birth certificates, driver’s licenses, social security cards, passports, custody papers, visas, etc.. Having these will make sure that you don’t lose essential documentation you need.

  • Any homeowner information, such as insurance policies, rental agreements, property records, a list of property assets, etc.. If you are forced to flee your home or if your home gets damaged in any way, you need this information.

  • All financial documents, such as wills, trusts, funeral instructions, banking information, etc.. The more details you can have, the better.

Make sure that you and your family have an emergency plan. If something disastrous ever were to happen, it could be incredibly hard to get into contact with your family. Have a safe space you agree to meet at incase of an emergency. Have contact numbers, emergency codes and procedures, etc.. Protecting yourself and your loved ones is the most important thing!

Finally, store all of this information along with original copies of the information in a fire and water proof lock box. This way you will always know where the information is and it will be safe.

Be prepared and stay safe!

Your Real Estate Professional,

Ken Richter

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