So you're buying a home in Calgary, Alberta... now what? As a first-time buyer, the real estate world can feel overwhelming. There are so many considerations to keep in mind when buying a home, and the stakes are high.
To get you started wrapping your head around everything that is coming up, here is a first-time buyers checklist:
- Save for a down-deposit. Moneysense writes, "A down payment is the lump sum of money you will have to put towards the total cost of your new house. Your down payment has to be liquid funds you have access to. The amount you’ll need for the down payment depends on the purchase price of the home, according to the rules set by the government of Canada."
- Partner with Ken Richter. Ken's 35+ years of experience in the market working with all types of buyers, sellers, and investors, is your advantage. Ken has successfully helped buyers find their dream home in every kind of real estate market. If you're ready to make your move, contact Ken directly today at Ken@KenRichter.com or 403-630-6363.
- Talk to a Mortgage broker and get pre-approved. REW writes, "A pre-approved mortgage is beneficial for potential homebuyers in a number of ways: it places you in a better position to negotiate with sellers, it lets you know how much you can afford, it gives you an idea of your interest rate, and it shows sellers you are a serious buyer with financial backing."
- Take time to consider exactly what you are looking for in a property and location. Having a list of needs and wants will help Ken Richter match you with your dream home. As a born-and-raised Calgarian, he knows this city like the back of his hand and can offer you advise based off your unique situation.
- Brace yourself, the adventure has only just begun!
(Image via Canva)
Posted by Ken Richter on
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