Fraud is no longer as simple and easy as putting on a costume and making a fake ID. Fraud is complex and affects more people than we realize. Fraud is carried out by highly skilled individuals who know exactly what to do to steal identity, money, property, etc. very quickly, seamlessly and quietly. Most individuals don’t know they are about to become a victim of fraud until it is too late.
There are ways to protect yourself from fraud. The biggest way to do this is by refraining from releasing your personal information into the world. This means not posting your address on social media, never giving out your social security number unless required for a job and making sure that no personal documents get stolen.
You might assume that making your home energy efficient requires a lot of time and money, but generally that’s not the case. Often small fixes can have a big impact on your heating, cooling, and other utility bills. Team Ken Richter has some easy things you can do to make your home more efficient right now:
Tip #1: Don’t turn that dial Keep your thermostat set at one temperature and leave it! Avoiding constant adjustments will keep your energy bills stable.
Tip #2: Stop the drip-drips Leaky showerheads and faucets are hard-to-miss energy wasters. Toilets that run can also cost you on your water bill. The majority of required repairs are covered in the most basic do-it-yourself handbook.
Tip #3: Go fluorescent While compact fluorescent light bulbs
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