Blog Entries Tagged: Team Ken Richter | Page #32
Found 502 blog entries tagged as Team Ken Richter.

Most people do not buy their homes outright. If you can, you should. After all, who wouldn’t want to live rent and mortgage free? But when the average home price in Calgary sits at around $488,000, most people are putting a 10-20% down payment on a house and mortgaging the rest.

What is a mortgage? A mortgage is money a lender provides you for the sake of purchasing a home. You pay this off over time, typically within a 15-30 year range, and pay interest on the loan. Mortgages not only help you get into a home, but help build your credit history and enable you to slowly build equity in your property.

There are many different kinds of mortgages available, but before you can even begin to assess which is best for you, you need to find a mortgage…

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September is a month of getting back into routine. Gone are slow summer days of sleeping in, wandering around the park and having a cold drink around the fire. Now is the time for waking up to the alarm, checking off a to-do list and settling back into another season of back to school and work. This transition can be exciting and overwhelming all at once.

Another element to our September? New COVID-19 regulations and restrictions. As Alberta endures a fourth wave, following a wide open summer, it feels like our horizons went from boundless to more restricted than ever before. If you’re feeling disappointed and frustrated, you’re not alone.

We encourage everyone to focus on the positive. Let’s give our attention to what we CAN do, not what we can’t…

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And just like that, September arrived!

August was another busy month for Calgary real estate, though we did see things slow down as the spring and summer rush faded out. The market remains strong for buyers, sellers and investors moving forward. Here are some of the highlights from the Calgary Real Estate Board's monthly report:

  • "Citywide sales in August reached 2,151 units, 37 per cent higher than last year and 25 per cent higher than long-term trends."
  • "On a year-to-date basis, the eight-month total of 19,516 sales is higher than annual sales figures recorded over the past six years."
  • "The months of supply in August was nearly three months... Some improvements in supply compared to sales have been slowing price growth."
  • "As of…

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This weekend is the September Long Weekend!

Monday is Labour Day, which is a national holiday. You may be wondering, what even is Labour Day?

Office Holidays writes, "the origins of Labour Day in Canada can be traced back to a printer's revolt in 1872 in Toronto when labourers tried to establish a maximum 54-hour workweek. At that time, any union activity was considered illegal and the organizers were jailed. Protest marches of over 10,000 formed in response. This eventually led to the Prime Minister Sir John A. Macdonald repealing the anti-union laws and arranging the release of the organizers as well. The parades held in support of the Nine-Hour Movement and the printers' strike led to an annual celebration. The date was officially declared as…

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Back to school season is right around the corner! As schools begin allowing students to trickle in, some opening their doors for the first time since March 2020, it feels like a whole new world out there. If you have students in your household, here are some tips to get you mentally prepared for back to school season as we continue to grapple with COVID-19 and talks of mask mandates, vaccinations, lockdowns, fourth waves and more…

1). Create a Health Checklist: Patch Magazine writes, “create a checklist to help you figure out if your child is up to date with their immunizations, they're getting enough rest and if they are mentally prepared for the school year. You'll want to get them back on a sleep schedule, organize their medical records and schedule…

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August is one of the busiest times of the year for rental properties. This because one major portion of renters are students preparing to go back to school in September. With so many people looking for affordable housing in Calgary, renters and landlords need to be informed. 

Renting is a great option if you are not planning permanent settlement in the location or if you cannot yet afford to purchase a home. Renting gives you the freedom to negotiate terms (such as payment, length of stay, etc.) and allows you to "shop around" until you find a location you want to stay in permanently. 

If you are planning to permanently live in the location and can afford a down payment on a house and a mortgage, we highly recommend you look into purchasing a…

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There are many reasons why homeowners decide to change their windows, including: water leakage, drafty seams, too much condensation (which can cause mould to grow on the interior), lack of outdoor noise control, poor temperature regulation, etc.. While cracks or breaks on the surface of the window are obvious cause for immediate replacement, the listed reasons for changing your windows are gradual issues that you need to keep a cautious eye on.

Many people choose to hire a contractor to come replace their windows. This is certainly a wise idea for large and/or heavy windows that will require precise professional care. However, for your average window, you can easily replace it yourself so long as you exercise extreme control and care. Don’t be…

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When you purchased your home you inevitably went to see the property. What was your first impression like? Chances are the home felt welcoming, clean and well maintained. While you may have been amazed at the property owner’s cleanliness and organization, they likely spent a lot of time preparing the space so it would be ready for you. Similar to how we clean our homes before visitors arrive, homeowners do the same before an open house. After all, it is about putting your best foot forward.

A lot of things are noticeably done to make a home more appealing to potential buyers. However, there are also a number of not-so-obvious things that need to happen in order for a home to be ready to be showed off. When you are selling your home, make sure you can…

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It has been a busy season for Calgary Real Estate! After the hit the market took in 2020 following the outbreak of COVID-19, experts were weary of how the economy and real estate sector would recover. However, expectations have been completely blown out of the water this past spring and into the summer. While the rush is cooling off, numbers are still strong!

Here are some highlights from the Calgary Real Estate Board’s report, which you can read in full by clicking here: 

  • “July sales totaled 2,319 units, which is well above long-term averages and the best July on record. The pace of sales growth has eased over the past few months, but so too has the pace of new listings growth. This has helped prevent any further monthly gains in…

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Summertime is the season for adventures. It is the time for booking that extra day off, gathering your loved ones, packing up the car, and leaving the city in your dust. As much as we love Calgary, sometimes a change of scenery is exactly what the doctor ordered.

While leaving it all behind to embark on a wild adventure is exciting, you can not completely negate your responsibilities back here. After all, the safety of your property lies in the gentle embrace of a little foresight. Studies have proven time and time again that homes are most vulnerable when their owners are away. Without you there regularly to keep an eye on things, lots has the potential to happen.

So, how can you keep your property safe while you’re away?

It’s not all about…

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